Learn About Car Insurance in Missouri
Posted on Thu ,29/07/2010 by adminin Insurance (submitted 2010-04-30)
Each state, including Missouri, has its own unique set of requirements when it comes to car insurance. If you are close to driving age in Missouri or you’re moving to Missouri from another state it makes sense to learn about these requirements. Once you learn about car insurance in Missouri you’ll find that it has a few similarities and some differences from other states.
One of the most important requirements you will want to be aware of is that Missouri requires you to maintain financial liability for your vehicle. Of course, unless you are moving to Missouri from Wisconsin, Florida, or New Hampshire you should already be familiar with the concept of mandatory car insurance. Basically the law in Missouri states that you must always maintain financial responsibility for your vehicle at all times, to insure an injured party is protected.
So, what else should you know about car insurance in Missouri? One important fact is that you must provide proof of insurance at all times, including while registering your vehicle with the DMV. Some acceptable proofs of financial responsibility include a current insurance card, a receipt from your insurance carrier showing name and vehicle information, the actual insurance policy, or a self-insured card from the Driver and Vehicle Services Bureau (applicable to dealers). You are considered exempt from providing proof of insurance if your vehicle is an official state, federal, or municipal vehicle or you have a commercial vehicle and a “motor carrier’s” card instead.
You should also know that the state of Missouri not only requires you to maintain liability insurance on your vehicle, they also require a minimum amount of insurance you must maintain. All states are different in this regard, so it pays to know the minimum limits for your state. For instance, in Texas the limits are 30/60/30 (liability/property) but in Pennsylvania the limits are 15/30/5 (liability/property). So, as you can see, the required amounts vary greatly. If you are a resident of Missouri the minimum limits of insurance are 25/50/10, meaning you must maintain $25,000 in liability for a single person, $50,000 for a single accident, and $10,000 in property damage per accident. All car insurance policies written in Missouri must conform to these minimum limits, but it’s important to verify this with your insurer to confirm you are following the law
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Beauty Confidential; Spruce Up Your Hubby
Posted on Thu ,29/07/2010 by adminBeauty Confidential; Spruce Up Your Hubby
0 Comments | Daily Mail (London, England), The, June 18, 2009
Byline: ELSA McALONAN
ELSA McALONAN, with her team of experts, tells you the truth about the latest beauty products …
ACCORDING to a recent report by Mintel, the average man spends just [euro]3 a year looking after his skin. With Father’s Day on Sunday, there’s no better time to get the man in your life started on a skincare regime, especially if he’s still shy about buying for himself.
Skincare Intelligence Rejuvenating Face Scrub, [euro]1.99, Tesco THIS range is so well priced you can buy everything a man needs for less than [pounds sterling]10. Deliciously scented with black pepper, this scrub is clear, lathering up with water, and really leaves skin feeling clean. Helps soften stubble for a closer shave.
Age Force, Lancome Men, [euro]62, counters nationwide THIS innovative anti-ageing cream is for more mature men, and should be on every man’s 50th birthday wish list. Feels light, yet has amazing moisturising properties, leaving skin supple and removing tightness after shaving. Delicately scented, but will not clash with aftershave. This will start as a treat and quickly become a must-have.
Espa Shavemud Espa, [euro]19, www.espaonline.com THIS is the most luxurious mud you’ll ever come across. A silky cream — not mudcoloured — that’s a deepcleansing mask and shaving cream. It smells like an expensive spa. With white china clay to draw out impurities, it helps the razor glide across the skin.
Molton Brown Black Pepper Body Soother, [euro]22, Wicklow Street, Dublin 2 BODY lotion isn’t traditionally a man’s thing — they don’t fancy the perceived stickiness of moisturising all over. This ‘body soother’ dries within seconds, leaving no residue, and smells as spicy as the name suggests. Skin is immediately softer to the touch, and there’s no waiting before getting dressed. The subtle scent is very warm and comforting, and lasts all day without being overpowering. A great gift.
American Crew Lubricating Shave Oil, [euro]9.72, www.feelunique.com FOR men accustomed to shaving foam, it may seem strange to shave with an oil — but this nonsticky formula will give a really comfortable shave. Containing eucalyptus and the warm scent of cloves, it helps counter rashes, razor bumps and ingrown hairs. It can also be used as a pre-shave preparation. Best warmed slightly on the palms of the hands and patted on to the face, the razor will glide across, minimising irritations. Touche Eclat Pour Homme, [euro]34, YSL counters nationwide THE classic women’s must-have in a male version, this brightener should be in every man’s washbag. The slick metallic grey pen looks and feels masculine, and one click of this ‘magic wand’ removes dark circles from under the eyes and brightens the entire face. No more borrowing ours, boys, you’ve got your own version now.
Save The Males, [euro]37, Origins, Clerys, Dublin 1 MORE men now use moisturiser — and they don’t come much better than this. An extra light moisturiser, it leaves skin feeling soft and gloriously scented, while protecting against signs of ageing and skin damage. Even the most anti- producman will enjoy this, as it’s oil-free and easy to wear.
Alford and Hoff eye cream, [euro]62, SpaceNK, Dundrum THIS luxurious eye cream is light as air and absorbed into the skin rapidly, leaving no oily or shiny residue. It aims to minimise dark circles, erase fine lines and enhance firmness while giving a brighter tone and a ‘considerable’ eye lift. Eye bags and shadows are a big concern with men, and this product really makes a difference.
No 7 Protect & Perfect Anti-Ageing Serum, [euro]24, Boots, nationwide A REVELATION in men’s skincare, this promises to deliver younger-looking skin in just four weeks. Well, it works for women, so why not for men? After the success of the women’s Protect & Perfect range, this male version is used similarly — after cleansing and before moisturising. For men happy to add an extra step into their skincare routine, this is an amazing product
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The design and interior
Posted on Thu ,29/07/2010 by adminThe design and interior decoration of a building should enhance the kind of chi energy so that the occupants enjoy the maximum benefits.
One who follows Feng Shui will maximize his benefits.
Even though hundreds of complicated rules are laid, the basic rules if followed properly assure a trouble free life.
Vastu and Feng Shui accept the fundamental principles.
Some of the important rules are given below.
The Brahma Sthala or the centre point of the building is very important. It should be kept clean.
Chanakya in his,?Arthasastra? lays down that in the midst of the king?s fort were to be constructed the temples of Siva, Vaisravana, the Asvins, Lakshmi and Madira (all Hindu deities).
Similarly in all the houses and commercial places, the centre place should be vacant and kept clean.
It is preferable if the building faces East or North East.
The building should never face South-East.
The bedroom should be on the South-West.
Kitchen should be preferably on the South-East corner of the building.
Worship room should be in the North-East direction.
The well should be provided on the North-East direction of the plot.
The concept of yin and yang offers a comprehensive way of looking at the world and how it affects you.
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Review / Pittsburgh Tribune – Review – Massey's foray into Pennsylvania causes worry
Posted on Thu ,29/07/2010 by adminMassey’s foray into Pennsylvania causes worry
0 Comments | Tribune – Review / Pittsburgh Tribune – Review, Jul 25, 2010 | by Chris Togneri
Through fires and floods and financial woes, Ron Mason toiled underground for 29 years in the old Mathies Mine in northern Washington County.
Then in 2002, Mon View Mining Co. filed for bankruptcy, locked the gates and told miners as they showed up for work that there was no more work.
“And that was all they said,” said Mason, 61, of Monongahela. “It was hard. You just lost a job you worked at all those years, making good wages. Now you had nothing.”
For miners like Mason, who is retired, cutting coal is a way of life. The camaraderie, the good pay, the sense of purpose that comes from working in an industry that provides America with half its energy — all are part of the allure, he said.
Yet, with the Mathies Mine poised for a comeback, Mason and others aren’t sure if that’s a good thing.
Their concern lies with the new owner.
Massey Energy Co. bought the mine in May in federal bankruptcy court in Pittsburgh. Mathies has 10 million to 13 million tons of recoverable coal, according to the Pennsylvania Department of Environmental Protection, and Massey officials said they will apply for required operating permits immediately.
It will be Massey’s first mine in Pennsylvania.
The Richmond, Va.-based company operates 35 mines in Kentucky, Virginia and West Virginia — including Upper Big Branch in Montcoal, W.Va., where an April 5 explosion killed 29 men and injured two, making it the deadliest U.S. mine disaster in 40 years. Over the past decade, Massey has amassed an industry-leading 54 deaths.
“I’d go back and work in that mine, without a doubt, but not if it’s Massey. They have a history of unsafe conditions,” Mason said.
The cause of the April explosion is undetermined, and Upper Big Branch remains closed.
Massey CEO Don Blankenship declined interview requests. He and other Massey officials have defended Massey’s safety record, and a company spokesman said Massey will become a good neighbor in Washington County.
“Massey Energy is committed to supporting the people in the communities in which we work and live,” spokesman Jeff Gillenwater said in an e-mail. “We live here, we work here, we give here — and that’s why we support education, health and wellness programs, as well as strengthen the local economy.”
Not everyone is sold.
Rep. Jason Altmire, D-McCandless, a member of the House Committee on Education and Labor, said Massey’s arrival in Pennsylvania is worrisome. The committee last week approved legislation aimed at protecting miners and cracking down on rogue mine operators who flout the law.
“Massey has a demonstrated record of safety violations that exceeds — far exceeds — anyone else in the industry,” Altmire said after a recent hearing in Washington on the mine safety bill. “I’d be very concerned.”
In places such as Union Township, Finleyville, New Eagle and Monongahela — small towns tucked into heavily-wooded valleys wending through the coal-rich hills to the shores of the Monongahela River — residents, former miners and political leaders acknowledge they, too, have concerns. But the area is starved for jobs, they said, and any investment is welcome. Pennsylvania’s June unemployment rate was 9.2 percent; officials with the Mon Valley Unemployed Committee did not know the unemployment rate there.
“Any industry or business that creates jobs, that has to be a boost to the local economy,” said Tim Kegel, Finleyville Council president who owns a funeral home. “Let’s just do it right. This could be a win-win situation, if it’s operated the right way.”
Massey officials did not give a timeline for reopening the mine. It is seeking required permits from state and federal regulators and will “begin operations when the market dictates,” Gillenwater said.
Left unattended, the mine flooded. Most buildings once on-site were demolished. The gate, fronting Route 88 between New Eagle and Finleyville, is padlocked. A barbed-wire-topped fence surrounding the property has several signs warning would-be trespassers that “Mines are not playgrounds.” A few hundred feet away, two ponds are visible from the shoulder of the highway
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I love to
Posted on Thu ,29/07/2010 by adminI love to teach others about something that I think is important, that which can be life changing. The concept of conscious courage — what it means, how to discover it in oneself — is what I want to teach others through my book.
Irene: You place importance on discovering oneself. Why is it so important to know who we are?
Maureen: There are many reasons why it is important to discover oneself. For instance – if someone has a good understanding of who they are, then they’re able to focus on helping others instead of being preoccupied with themselves, such as looking good, being noticed or treated fairly. And the more self understanding a person has, the more easily they can separate the ‘what isn’t’ from the ‘what is.’ An example of this is when someone is able to easily dismiss another’s inappropriate comment without it ever becoming a blow to the ego rather than feeling the need to ruminate excessively, the validity of the comment.
Irene: You have coined the term ?conscious courage.? What goals do you have for Conscious Courage??
Maureen: My goal is for many people to know about, understand, and apply the concept in their lives.
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Lastly, always include a short
Posted on Thu ,29/07/2010 by adminLastly, always include a short personal message about your company. It should be a subtle sell of your services or your products, and possibly your company’s reliability and longevity.
Another specialized use of autoresponders is to create courses that you can then offer your site visitors for free. You must choose a topic in which you are an expert and that precisely targets your potential customers.
Once you have carefully chosen your subject, divide it into a number of different sub-topics. Then offer your site visitor a free 10 or 15 day course, each day offering a different sub-topic. The first topic should always be a welcome message to your site visitor and an explanation about what is to follow. Your explanation should be enticing, getting the point across that you are offering free, quality information that your target audience will find of great value.
With every lesson, include the number of the lesson, the topic title, information about your company and its services or products.
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Drew's a biker chic..
Posted on Thu ,29/07/2010 by admin-
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- 3:00 P.M.) Air Date:
Posted on Wed ,28/07/2010 by admin- 3:00 P.M.) Air Date: 03-04-2003
Episode 40 (3:00 P.M. – 4:00 P.M.) Air Date: 03-25-2003
Episode 41 (4:00 P.M. – 5:00 P.M.) Air Date: 04-01-2003
Episode 42 (5:00 P.M. – 6:00 P.M.) Air Date: 04-08-2003
Episode 43 (6:00 P.M. – 7:00 P.M.) Air Date: 04-15-2003
Episode 44 (7:00 P.M. – 8:00 P.M.) Air Date: 04-22-2003
Episode 45 (8:00 P.M. – 9:00 P.M.) Air Date: 04-29-2003
Episode 46 (9:00 P.M. – 10:00 P.M.) Air Date: 05-06-2003
Episode 47 (10:00 P.M. – 11:00 P.M.) Air Date: 05-13-2003
Episode 48 (11:00 P.M. – 12:00 A.M.) Air Date: 05-20-2003
About the Author
Britt Gillette is author of The DVD Report, a blog where you can find more reviews like this one of the 24 (Season 2) DVD..
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Call for inquiry into how care home killer got drugs
Posted on Wed ,28/07/2010 by adminCall for inquiry into how care home killer got drugs
0 Comments | Western Morning News, The, Jul 24, 2010 | by WMN REPORTER
Health chiefs are launching an inquiry into how a drug-addicted care home manager was able to steal prescription drugs from the elderly people she nursed. Rachel Baker, 44, gave Lucy Cox, 97, lethal doses of medication while she herself was addicted to the opiate painkillers she stole from pensioners in her care at Parkfields Residential Care Home in Butleigh, near Glastonbury.
She was convicted of the manslaughter of Mrs Cox earlier this year, but acquitted by a jury at Bristol Crown Court of the manslaughter of another resident, Frances Hay, 85. Both women died in November 2006.
Baker was sentenced to ten years in prison in May, but her imprisonment does not go far enough for those who claim a number of other residents who died at the home were also killed.
While some families have welcomed the NHS review, they say it is not enough, and their calls for an independent inquiry have now been backed by Wells MP Tessa Munt.
The daughter of 79-year-old Marion Alder, a resident at Parkfields, is among those to have met with Ms Munt.
Claire Forsey, 49, said her mother had been denied the drugs she was prescribed to treat her severe anxiety disorder because Baker was taking them.
“She took their drugs and left them, in my mother’s case, making her so anxious that it was just tortuous,” Ms Forsey told the BBC.
“For the last six months of her life she was like a frightened rabbit caught in headlights and bewildered by what was going on.”
The former carer at the home who blew the whistle on the scandal, Sarah Barnett, said she is delighted Ms Munt has offered to help in pushing for an independent public inquiry.
Mrs Barnett, 40, said: “Independent scrutiny is obviously safer and having more public awareness into governing bodies, or the situation, is a safer process and ensures more accountability.”
However, she called for the inquiry to also examine the role of other agencies, such as the care home inspectors.
Ms Munt said she wanted to work with the families to “make sure that we sort out some of the issues that we have identified so that we can make things better for everybody else”.
Baker had been addicted to the very painkilling drugs she was supposed to be giving to her residents. During her trial, it emerged she fabricated terminal conditions and exaggerated symptoms of her residents in order to feed her habit.
At one stage, police were investigating up to 12 suspicious deaths in an inquiry which saw them exhume the bodies of former Parkfields residents Nellie Pickford, Marion Alder and Fred Green.
But the bodies had been in the ground so long, there was no clear evidence of how they died, so Baker faced no further charges.
The NHS Somerset review will aim to identify any lessons that could be learnt from Baker’s case.
It will investigate how Dr Richard Hughes, who was the main GP for both Rachel Baker and her residents, controversially prescribed powerful painkillers on her say-so alone.
The review will also look into why Dr Hughes continued to give Baker drugs for her residents for several months after colleagues blew the whistle on her addiction.
NHS Somerset has pointed out the judge did not criticise any GPs in his summing-up at Baker’s trial.
Police exhuming the bodies of suspected victims from the Glastonbury graveyard
As these teddies were expensive
Posted on Wed ,28/07/2010 by adminAs these teddies were expensive even at the time, it is hardly a surprise that one in good condition will be worth thousands or even tens of thousands today.
In general, the rule with teddy valuation is that the older the teddy is, the more money it will be worth. If you had bought a teddy in 1902 from the New York shop that coined the name, you would be able to sell it for hundreds of thousands today.
However, it is not only the early 20th century bears that can be very valuable. 1930s teddies that do special things ? walking or dancing, for example ? can also be worth a significant amount, especially if they are still working, as these bears were not produced for very long and it is difficult to find one in good condition.
If you own a hand-made pre-1939 teddy bear, the best thing to do is to take it to a professional valuer, and get it insured for the value if it turns out to be worth a lot.
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